The Cleveland Fed provides a systemic risk indicator to gauge the level of systemic risk in the US financial services industry. FFIEC examples of how the asset thresholds are applied to determine the applicable CRA Performance Evaluation method for January 1, 2022. _____ ffiec november 13, 1995 public disclosure july 6, 1999 community reinvestment act performance evaluation the chase manhattan bank 280 park avenue new york, new york 10000 federal reserve bank of new york 33 liberty street new york, new york 10045 Charter Number 24096 . The Non-MSA AAs include 24 census tracts, including 1 moderate-income tract, 16 . In addition, each bank is required to maintain a copy of the Performance Evaluation in its public file and make it available to customers upon request. The CRA performance rating does not reflect on an institution's financial condition. COMMUNITY REINVESTMENT ACT . This process included an evaluation of CRA activities under the Lending Test criteria, as well as an evaluation of lending, investments, and services . The procedures consist of the Lending, Investment, and Service . The agency rates the CRA performance of an institution consistent with the provisions set forth in Appendix A to 12 CFR Part 25. Last update: April 14, 2022. "PE" refers to "Performance Evaluation." The CRA requires each federal financial supervisory agency to use its authority when examining a financial institution subject to its supervision, to assess the institution's record of helping to meet the credit needs of its community. assess the institution's record of meeting the . CRA Amendments in the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994 (IBBEA) . The Office of the Comptroller of the Currency (OCC) has released 11 Community Reinvestment Act (CRA) performance evaluations. 9807 . The Lynnfield branch is located in Essex County and the Melrose . Examiners used the Interagency Strategic Plan This evaluation covers the period from the prior CRA evaluation dated September 10, 2018 to the Examination Procedures to evaluate TriState's CRA performance. TD Bank, N.A. This would include the . During the same time period, deposits increased by 34 percent. The indicator is designed to capture market perceptions of the risk of widespread insolvency in the banking system. This document is an evaluation of the Community Reinvestment Act (CRA) performance of United Bank and Trust, Abilene, Texas, prepared by the Federal Reserve Bank of Dallas . Similar to HMDA disclosures, all CRA disclosures should be reviewed closely to ensure the institution is prepared to answer questions from public viewers regarding lending performance. 2035 Limestone Road . PERFORMANCE EVALUATION . This document is an evaluation of the Community Reinvestment Act ("CRA") performance of Bank of India, New York ("BOINY") prepared by the New York State Department of Financial Services ("DFS" or the "Department"). The Federal Reserve makes banks' Performance Evaluations public through an online database that can be searched using institution or exam criteria or by bank branch location. This temporary rule implements portions of a proposal issued through a notice of request for comment by the Federal Financial Institutions Examination Council (FFIEC) on December 22,1989 (54 FR 52914), Examiners used the Federal Financial Institutions Examination Council's (FFIEC) Interagency Intermediate-Small Institutions procedures to evaluate Cornerstone Bank's CRA performance. . Therefore, this evaluation covers the period from April 1, 2019, to July 6, 2021, the date of the previous evaluation's consideration of community development activities to this current evaluation's date. Office of the Comptroller of the Currency . CRA Performance Evaluations Archive (1999) Date. CRA Performance Evaluation February 21, 2017 CRA regulations to agency personnel, financial institutions, and the public. Box 27622. Source: 2015 FFIEC Census Data and 2015 D&B Information 4 . RSSD No. Last Modified: 11/09/2018 10:06 AM . We conducted the examination in July 2017, and th e evaluation covered activities since the bank's . The Lending Test is rated Satisfactory. Concurrently, the Board of Governors of the Federal Reserve System (FRS), the Federal Deposit Insurance Corporation (FDIC), and the . NOTE: This document is an evaluation of this institution's record of meeting the credit needs Box 442 St. Louis, Missouri 63166-0442 NOTE: This document is an evaluation of this institution's record of meeting the Small Bank (size) Intermediate Small Bank (size) Large Bank (size) and reported the required CRA loan data. Chicago, IL 60607 . Community Reinvestment Act (CRA) Help. COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION First Financial Bank, National Association Charter Number 4166 400 Pine Street Abilene, TX 79601 Office of the Comptroller of the Currency 9003 Airport Freeway Suite 275 North Richland Hills, TX 76180-9127 COMMUNITY REINVESTMENT ACT . to the current evaluation, Examiners used the FFIEC Large Institution CRA Examination Procedures to evaluate Southside dated September 7, 2021. 2901) and implemented by Regulations 12 CFR parts 25, 228, 345, and 195, is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate.

Consolidated Guidance for Preparing CRA Examinations and Performance Evaluations . Amboy's previous CRA evaluation was conducted as of 0, 2015August 1, using the Federal Financial Institutions Examination Council's ("FFIEC's") Interagency CRA Procedures for Large Institutions. Documents are in PDF format.

This evaluation covers the period from January 30, 2017, to July 9, 2019, the date of the previous evaluation to the current evaluation date. Corporation (FDIC) CRA Performance Evaluation based on the Federal Financial Institutions Examination Council's (FFIEC) Large Institution CRA Examination Procedures. 3890 U.S. Hwy 9 . COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION . This evaluation does not consider any General Information This evaluation covers the period from the prior . Large Institution CRA Examination Procedures OCC, FRB, and FDIC April 2014 3 g. The length of time since the assessment area(s) was last examined using a . _____ ffiec november 13, 1995 public disclosure july 6, 1999 community reinvestment act performance evaluation the chase manhattan bank 280 park avenue new york, new york 10000 federal reserve bank of new york 33 liberty street new york, new york 10045 What is the prescribed rate of interest in Canada? Satisfactory rating at its previous CRA Performance Evaluation, dated February 22, 2011. COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION . P. O. the Federal Financial Institutions Examination Council (FFIEC) creates aggregate and disclosure reports for each metropolitan area (MA). This evaluation represents the Department's current assessm ent and rating of the institution's CRA performance . For suggestions regarding this site, Contact Us. to delay publication of the written Community Re investment Act (CRA) Performance Evaluation. 3890 U.S. Hwy 9 . Amboy Bank . The FFIEC as of this date (June 29, 2022) has yet to post the 2022 tract income classes on its geocoding website (although it does allow geocoding to the tract . The loan-to-deposit (LTD) ratio is more than reasonable given the institution's size, financial . October 26. 12 . Map of each assessment area that shows the boundaries. Peapack-Gladstone Bank CRA Performance Evaluation Bedminster, NJ July 17, 2017 . Community Reinvestment Act Performance Evaluations and CRA ratings of the institutions as prepared by the agencies. Maintained by the FFIEC. CRA evaluation dated March 3, 2014. Also, it is the median income determined by the Federal Financial Institutions Examination Council (FFIEC) annually that is used to determine the . The FDIC provides quarterly updates for FDIC-supervised institutions to the FFIEC. COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION . Examiners used the Federal Financial Institutions Examination Council's (FFIEC) Interagency Intermediate-Small Institutions procedures to evaluate Greenfield Co-operative Bank's CRA performance. Topics include the purpose of CRA, different CRA evaluation types, how to comply, and practical ideas to assist banks in helping to meet the credit needs of their assessment areas. RSSD No. Annual consumer disclosure statements, which are not prepared by the FFIEC, still must be prepared according to regulation 7 and included in the public file. The Questions and Answers were last published in full by the Agencies on March 11, 2010 (2010 Questions and BNB's CRA performance was reviewed using the Federal Financial Institutions Examination Council's ("FFIEC") Interagency . The following performance factors support Lee Bank's Satisfactory Community Reinvestment Act (CRA) performance. The CRA requires the Federal Reserve (FR) to consider a depository institution's record of helping to meet the credit needs of its local communities in evaluating applications for mergers, acquisitions, and branches. 2014, using the Federal Financial Institutions Examination Council's ("FFIEC") CRA Interagency Procedures for Large Institutions. This search engine will enable you to find the latest CRA ratings of financial institutions supervised by the Federal Reserve, Office of the Comptroller of the Currency, Federal Deposit Insurance Corporation, and/or Office of Thrift Supervision.

2015 CRA Performance Evaluation conducted by the Office of the Comptroller of the Currency ("OCC"). This presentation provides an overview of the Community Reinvestment Act (CRA), and is designed to provide bank directors with foundational knowledge regarding CRA. PERFORMANCE EVALUATION. Richmond, Virginia 23219 . Bank. PERFORMANCE EVALUATION . Perfomance Evaluations (PEs) consist of the following institution types: Small Institutions, Intermediate Small Institutions, Large Retail Institutions, Limited Purpose and Wholesale Institutions, and Institutions with Strategic Plans. NOTE: This document is an evaluation of this institution's record of meeting the credit needs (FFIEC 002 or "FFIEC . Bank Total Assets 12/31/21 Total Assets 12/31/20 CRA Performance Evaluation and CRA rating in their public comment file (which they are already required to maintain under existing .

SCOPE OF EVALUATION plan covers the calendar years 2018, 2019, and 2020.

INSTITUTION'S . FFIEC Home Page The Council is a formal interagency body empowered to prescribe uniform principles, standards, and report forms for the federal examination of financial institutions by FRB, FDIC, NCUA, OCC, and OTS, and to make recommendations to promote uniformity in the supervision of financial institutions. public/cra large institution performance evaluation dsbb no. evaluation represents the Department's current assessment and rating of the institution's CRA performance based on an evaluation conducted as of March 31, 2013. Richmond, Virginia 23261. The Agencies first published the Questions and Answers under the auspices of the Federal Financial Institutions Examination Council (FFIEC) in 1996 (61 FR 54647). ADC-Chicago (8308) Field Office Office of the Comptroller of the Currency 2001 Butterfield Road, Suite 400 Downers Grove, IL 60515 Operations In addition to the main office at 342 Main Street in Wakefield, the bank operates two full-service branches.

Charter Number 23950 14245 Pipeline Avenue Chino, California 91710 Office of the Comptroller of the Currency Santa Ana Field Office 1551 N Tustin Avenue, Suite 1050 Santa Ana, California 92705 Distribution web site at https://cdr.ffiec.gov/public. Community Reinvestment Act (CRA) CRA Exam Schedule; CRA Performance Evaluations ; CRA Qualifying Activities Confirmation Request; Consumer Protection; Financial Literacy; Minority Outreach; Public Bank Information To assess performance, examiners applied the FFIEC's CRA Large Bank Examination Procedures, which include the Lending, Investment, review prior community reinvestment act (cra) performance evaluations, available community contact materials, home mortgage disclosure act (hmda) and cra performance data including the institution's lending, investment, and service activities by assessment area, the lending of other lenders in those markets, and demographic information from CRA Performance Evaluations Community Reinvestment Act (CRA) Ratings and Performance Evaluations by Month and Year If you know the month and year for publication of a CRA performance evaluation you can find it using the tables here. Procedures to evaluate RiverHills Bank's CRA performance. PERFORMANCE EVALUATION . 9807 . These reports are made . The Federal Financial Institution Examination Council (FFIEC) updated median family income is middle, and upper-income categories are presented in the following table. .

7 Prior CRA Performance Evaluations can be obtained from the regulator that conducted the previous CRA evaluation through their public websites. 1 . Office of the Comptroller of the Currency . The evaluation loans originated by the institution are business-purpose, the lending test consisted solely of an evaluation of small business loans. PERFORMANCE EVALUATION . Your bank must place the copy in its public files within 30 business days after receiving it. These categories are based on the 2020 Federal Financial Institutions Examination Council (FFIEC)-updated MFI for the IL Non-MSA, which is . General Information current evaluation dated August 30, 2020. Suite 1200 . This evaluation covers the period from the prior evaluation dated October 15, 2018, to the current evaluation dated November 1, 2021. We conducted the examination in July 2017, and th e evaluation covered activities since the bank's . . Operations The institution operates two full-service branch offices located in Essex County, MA. This document is an evaluation of the Community Reinvestment Act performance of The First National Bank of Commerce (a.k.a. 861304 333 East Water Street .

For CRA performance ratings of banks currently supervised by the Office of the Comptroller of the Currency (OCC), or the Federal Reserve Board (FRB), use the Interagency Ratings Web site of the Federal Financial Institutions Examination Council (FFIEC). previous CRA Evaluation using FFIEC Intermediate Small Institution Examination Procedures . Elmira Savings Bank RSSD No. If your bank received a less-than-satisfactory rating during its most recent examination, it must include a description of efforts to improve its performance and update . Commerce Exchange Bank. to delay publication of the written Community Re investment Act (CRA) Performance Evaluation. COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION . NOTE: This document is an evaluation of this institution's record of meeting the credit The Community Reinvestment Act (CRA), enacted in 1977, requires the Federal Reserve and other federal banking regulators to encourage financial institutions to help meet the credit needs of the communities in which they do business, including low- and moderate-income (LMI) neighborhoods. . Laredo's performance since the previous evaluation dated . Gotham was examined using the FFIEC CRA Intermediate Small Bank examination procedures which consist of tests for lending and community development performance. Urban Development ("HUD"and the ) FFIEC were used to categorize borrower income.

This document details the requirements for the provisions of amendments to the Community Reinvestment Act. . Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, and the Federal RSSD No. Charter Number 716195 300 N. Elizabeth Street, Floor 3e . Upon conclusion of such examination, the agency must prepare a written evaluation of the institution's record of meeting the credit needs of its community. By selecting the criteria of the bank (s) you wish to obtain, you can get the latest CRA rating. Bank of Millbrook . Elmira, NY 14901 . COMMUNITY REINVESTMENT ACT . COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION Southside Bank Certificate Number: 18297 1201 South Beckham Avenue Tyler, Texas 75701 . 1051 East Cary Street .

All of the procedures reflect the intent of the regulation to establish performance-based CRA examinations that are complete and accurate but, to the maximum extent possible, mitigate the compliance burden for institutions. 2%. The CRA regulations provide five evaluation methods. COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION First North American National Bank Charter No. Small Institution Performance Evaluation ID-RSSD-326652 FFIEC November 13, 1995 RESTRICTED FR Number - 11-48-0032 COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION . Washington, DC 20219 . FFIEC Community Reinvestment Act CRA The Community Reinvestment Act (CRA), enacted by Congress in 1977 (12 U.S.C. 693224 .

BankFinancial, National Association Charter Number 25140 . BB2 SCOPE OF EVALUATION General Information This evaluation covers the period from the prior evaluation dated August 11, 2014 to the current evaluation dated September 17, 2018. 3263 Franklin Avenue . Everyone has been inquiring about the new 2022 census tracts and their income classifications. Great Plains National Bank . . . These evaluations are based upon on-site examinations performed by OCC-trained staff that are conducted every other year, and they assess an institution's performance in helping to meet the specific credit needs of the communities they serve. OCC. The 2015 Federal Financial Institutions Examination Council (FFIEC) adjusted median family income is . On December 22, 1989, the Federal Financial Institutions Examination Council (FFIEC) published for public comment proposals to implement all aspects of these amendments (54 FR 6 Refer to note 3. 1700 East Golf Road, Suite 800 Schaumburg, IL 60173 . 4 DESCRIPTION OF INSTITUTION . evaluation of small business loans. Large Bank Supervision 400 7th Street S.W. The chart . August 30, 2021 COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION Tristate Capital Bank Certificate Number: 58457 One Oxford Center 301 Grant Street, Suite 2700 Pittsburgh, Pennsylvania 15219 Federal Deposit Insurance Corporation Division of Depositor and Consumer Protection New York Regional Office COMMUNITY REINVESTMENT ACT . 175609 . Federal Reserve Bank of Richmond. Examiners used Small Bank Examination Procedures established by the Federal Financial Institutions Examination Council (FFIEC) to evaluate the bank's CRA Performance.

This document is an evaluation of the Community Reinvestment Act ("CRA") . The 2020 CRA Aggregate and Disclosure data, used for CRA Peer analysis, was released on Tuesday, December 21. Three are based on a bank's size, one is based on a bank's business strategy, and one is an option that any bank can take advantage of, regardless of size or business strategy. An institution's most recent CRA performance evaluation is a particularly important, and often controlling, consideration in the . Also, it is the median income determined by the Federal Financial Institutions Examination Council (FFIEC) annually that is used to determine the . FFIEC Home Page www.ffiec.gov The prior evaluation resulted in an . COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION Chino Commercial Bank, N.A. COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION International Bank of Commerce Certificate Number: 19629 . Amboy Bank CRA Public Evaluation Old Bridge, NJ August 10, 2015 BB1 . Since the prior CRA evaluation, the institution opened a full-service branch in Essex, MA. ALLY BANK Midvale, UT Population Characteristics CRA Performance Evaluation February 21, 2017 Census data indicates that, between 2000 and 2010, the population of the state as a whole increased . The CRA disclosure statement, which is publicly available on the Federal Financial Institutions Examination Council (FFIEC) . Wholesale and Limited Purpose Performance Evaluation FFIEC November 13, 1995 1 GENERAL INFORMATION The Community Reinvestment Act (CRA) requires each federal financial supervisory agency to . BNB Bank . Amboy's CRA performance was evaluated using the Federal Financial Institutions Examination Council's ("FFIEC") CRA Interagency Examination Procedures for Large . "First Commerce Bank"), prepared by the Office of the COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION Midwest BankCentre RSSD #657459 2191 Lemay Ferry Road St. Louis, Missouri 63125-2408 Federal Reserve Bank of St. Louis P.O. The prior evaluation resulted in an overall rating of "Satisfactory . Charter Number 23049 . Search CRA Database by Bank Name A copy of the public section of your bank's most recent CRA performance evaluation. Wilmington, DE 19808 . The assessment areas did . Evaluation Methods. RSSD No. 2010 US Census data & 2013 FFIEC updated income data . Search for Performance Evaluations & Ratings of State Member Banks. 23504 .

. The Community Reinvestment Act of 1977 (CRA) encourages certain insured depository institutions to help meet the credit needs of the communities in which they are chartered, including low- and moderate-income (LMI) neighborhoods, consistent with the safe and sound operation of such institutions.

Provident Savings Bank, FSB . in accordance with the Federal Financial Institutions Examination Council ("FFIEC") CRA Interagency Examination Procedures for Small Banks ("Interagency CRA small bank procedures"). The Community Reinvestment Act (CRA) is intended to .